(I am 21 btw) A guy in a simmilar situation is the reason I got a nice Z. No i have not totaled it or gotten it taken away street racing... but if money is not the primary facotor, hold on to it. (track car maybe?) I understand what you mean about kids though... I am the last male in my family.... so it's all on me to have a boy when I am ready.... damn that is a scary thought. sorry for the ramble, I always seem to make disjointed posts.